After years of residing in a modest Tennessee home and working a mid-level job, you’re ready to ascend to greater heights! If this includes purchasing a spacious and stunning "high-value" home, enhancing your home protection is crucial by partnering with us at Riskbusters Insurance.
Understanding High-Value Home Insurance
Standard home protection policies offer reasonable coverage limits that match a specific house’s value. However, they don’t cover more expensive houses, which is where high-value insurance comes into play. These policies cover homes worth significantly more than the industry average.
This could include sprawling mansions, vacation homes on lakes, and older buildings with genuine historical value. If you’re planning to invest in a larger and more luxurious residence, upgrading to one of these policies is essential to ensure your investment is safe and secure.
How Does It Offer Protection?
Purchasing high-value home insurance increases your policy’s value and extends its coverage to a much wider range. This step helps safeguard your property and reduces the risk of long-term damage. Some additional coverage options available include:
- Structural repair or replacement coverage that helps rebuild your home if it’s damaged
- Protection for possessions, often covering high-end items like jewelry, art, and antiques
- Expanded liability coverage, especially for issues like slander, libel, and defamation
- Living expense protection, including hotel stays, meals, and laundry if temporarily relocated
- Specialized coverage (identity theft, lock replacement, food spoilage, kidnapping, ransom, etc.)
Ensure Your Home’s Safety
Regardless of the type of new house you’re purchasing in Tennessee, Riskbusters Insurance is here to assist you! We can match you with high-value home insurance that meets your needs and minimizes your risks. By partnering with us, you secure the protection you deserve at a price you can afford.
